Slow Leak Subs
Australia & New Zealand

Somewhere on your statement is money you meant to stop paying.

Slow Leak Subs reads a bank statement and pulls out every recurring charge — the ones you know about and the ones hiding behind a descriptor you can't read. One list, one number, about a minute.

Sample statement — 8 recurring charges found
  • Netflix Monthly NF NETFLIX.COM 8664579310 $18.99
  • Anytime Fitness Fortnightly SQ *ANYTIME FITNESS AU ****4471 $34.95
  • Apple — iCloud+ 200GB Monthly APPLE.COM/BILL SYDNEY AU $4.49
  • Kayo Sports Monthly DD STREAMOTION PTY LTD SYD $30.00
  • Stan Monthly SP STAN ENTERTAINMENT PYRMONT $17.00
  • Adobe Creative Cloud Monthly ADOBE SYSTEMS SOFTWARE IE $22.99
  • Audible Monthly AUDIBLE*4X7K21QN3 AMZN.COM/BILL $16.45
  • Amazon Prime Annual, renews Mar AMAZONPRIMEAU 000114872 SYDNEY $79.00
Per month $0.00
Per year $0

Sample data. Yours will look different — and in our testing, usually worse.

Be first through the door.

No account, no card, no bank login.

You're on the list.

One email when it opens. If you want to help shape it, reply to that email and tell me which bank you're with — it decides which statements get supported first.

What we don't ask for

Your banking password

Never. You download a statement from your bank the same way you always have — PDF or CSV — and that's the only thing that changes hands.

An upload

Your statement is read on your own device, in the browser. The transactions don't travel to a server, because there's nothing useful a server could do with them.

Permission to keep it

Nothing is stored after you close the tab. No transaction database, no profile of your spending, nothing sold to anyone.

How it works

  1. Step 01

    Download a statement

    Three months is plenty. Every Australian and New Zealand bank lets you export one in a couple of taps.

  2. Step 02

    Drop it in

    It's read where it lands, on your device. Takes a few seconds, no sign-up needed to see the result.

  3. Step 03

    Get your list

    Every recurring charge with a real name attached, monthly and yearly totals, and instructions for cancelling each one.

Why nothing else here does this properly

The tools that do this well overseas are built on American bank data. Rocket Money, Trim and the rest simply can't see an Australian or New Zealand account, which is why nobody down here has a good answer to "what am I actually subscribed to".

Slow Leak Subs is built the other way around — starting from the descriptors your bank actually prints. SP and SQ prefixes, direct debit lines, BPAY references, and the local services no overseas tool has ever heard of: Kayo, Stan, Binge, Optus Sport, your gym, your local insurer.